Month: January 2025

Glossary of Financial Terms

403(b) – Salary reduction retirement plan also known as a tax sheltered annuity for public school employees, tax exempt organizations, and religious organizations. 401(k) – A corporate retirement plan where employees can contribute a percentage of their salary annually. This plan is a “qualified plan” so the employee contribuitons are exlculded from gross income for …

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Life Insurance

What is Life Insurance? Life insurance is a contract between an insurance company and a policy owner that promises to pay a specified amount of money to one or more beneficiaries when the policyholder dies. The policyholder will typically pay the premium to the insurer during their lifetime in exchange for the beneficiary’s payout. Why …

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